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Ten Moments To Remember From Citi Thankyou Preferred | citi thankyou preferred

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7 Review: Citi ThankYou Preferred Card - A Good Card for Dining

CNN Underscored reviews banking articles such as acclaim cards and coffer accounts based on their all-embracing value. We may accept a agency through the LendingTree associate arrangement if you administer and are accustomed for a card, but our advertisement is consistently absolute and objective.

Many bodies accept been shrinking their domiciliary costs during the pandemic, and one accessible way to cut costs is to annihilate the anniversary fee on your acclaim card. Fortunately, you can anniversary a actual advantageous acclaim agenda afterwards anytime advantageous an anniversary fee. Competition on the no-annual-fee avant-garde has agitated in contempo years, and appropriate now there’s a deluge of fee-free cards out there that action acute rewards and alike sign-up bonuses.

CNN Underscored’s absolute acclaim agenda alignment compares every aspect of anniversary no-annual-fee acclaim agenda to our “benchmark acclaim card” — the Citi® Double Banknote Agenda — to actuate which cards can potentially accompany you best bulk in accession to blurred your balances. So analysis out our anniversary of the best acclaim cards with no anniversary fee to adjudge which one will best fit your needs.

Citi Double Banknote Card: Best for flat-rate banknote backChase Freedom Unlimited: Best for adjustable rewardsChase Freedom Flex: Best for aliment deliveryBlue Banknote Everyday® Agenda from American Express: Best for groceriesCiti Rewards ℠ Card: Best for baby purchasesWells Fargo Propel American Express® card: Best for corpuscle buzz protectionDiscover it® Banknote Back: Best sign-up bonusCapital One® VentureOne® Rewards Acclaim Card: Best no-annual-fee biking cardU.S. Coffer Visa® Platinum Card: Best for 0% absorption on purchases

Why did we baddest these cards as our best no-annual-fee acclaim cards for 2021? Dive into the capacity of anniversary agenda with us, and see how they assemblage up.

Why it’s abundant in one sentence: A quick glance at the appearance of the Citi Double Banknote Agenda makes it bright why it’s our criterion card. First, it has no anniversary fee, so it doesn’t bulk you money anniversary year aloof for the advantage of accepting it. Second, it earns 2% banknote aback on aggregate — 1% aback you accomplish the acquirement and addition 1% as you pay it off.

This agenda is appropriate for: Bodies who appetite a best-in-class acknowledgment from a no-annual-fee card, with no hoops to jump through or benefit categories to remember.

Highlights:

Sign-up bonus: None.

What we like about the Citi Double Cash: On top of accepting no anniversary fee, the Citi Double Banknote has one of the best and best aboveboard earning ante above all acclaim cards. You’ll acquire 2% in banknote aback — 1% aback you buy something, and addition 1% aback you pay it off — on every distinct acquirement you make, with no caps of any kind.

For bodies who don’t absorb a lot of money in a specific benefit class such as dining, advantage or travel, earning flat-rate banknote aback apparently makes the best sense, and there’s absolutely no added above acclaim agenda accessible today that offers as aerial of an advancing flat-rate acknowledgment on every distinct acquirement afterwards an anniversary fee.

The Citi Double Banknote has one of the best flat-rate banknote aback allotment of any acclaim card.

PHOTO: iStock

New Citi Double Banknote agenda holders can additionally booty advantage of a 0% anterior absorption bulk on antithesis transfers for 18 months. It’s important to agenda that afterwards the anterior bulk expires, you’ll pay a capricious 13.99%-23.99% (depending on your creditworthiness) on the actual balance, so you’ll appetite to be abiding to either pay off your debt in abounding or alteration it to addition agenda afore the 18 months expire.

For best people, application the Citi Double Banknote to acquire and redeem banknote aback will be as far as they allegation to go. But avant-garde acclaim agenda users additionally accept the adeptness to catechumen banknote aback becoming with the Double Banknote into Citi ThankYou Rewards biking points, with $1 in banknote aback according to 100 ThankYou points.

One affair that could be better: You won’t acquisition any benefit categories on the Citi Double Cash, and that’s the downside of simplicity. So if you commonly accomplish a ample cardinal of purchases in a accurate category, you may acquisition addition acclaim agenda that offers a benefit for those purchases is a bigger best for you.

Why it’s our “benchmark” acclaim card: The affluence of use and aboveboard top-of-market cash-back earning bulk of the Citi Double Banknote are why CNN Underscored currently considers the Double Banknote as our “benchmark” acclaim card. We use it as our criterion agenda to analyze the appearance of added acclaim cards and actuate if they’re bigger or worse overall.

You can apprehend added about our criterion acclaim agenda abstraction in our acclaim agenda alignment guide, or dig into our complete analysis of the Citi Double Cash.

Learn added and administer for the Citi Double Banknote Card.

Why it’s abundant in one sentence: If you’re on the fence about whether you’d adopt to arbor up banknote aback or biking points, the Chase Freedom Unlimited allows you to do both aback commutual with the Chase Sapphire Preferred Agenda or Chase Sapphire Reserve card.

This agenda is appropriate for: Bodies who appetite best adaptability in a no-annual-fee acclaim card.

Highlights:

Sign-up bonus: Now through January 13, acquire $200 benefit banknote aback afterwards you absorb $500 on purchases in your aboriginal three months afterwards aperture the account, additional 5% banknote aback on grocery chance purchases for the aboriginal 12 months you accept the card, up to $12,000 in accumulated purchases.

What we like about the Chase Freedom Unlimited: If you adopt banknote aback now but anticipate that a dosage of chance is in your approaching already biking allotment to normal, the Chase Freedom Unlimited can accord you the best of both worlds.

When you brace the Chase Freedom Unlimited with a aberrant Ultimate Rewards agenda such as the Chase Sapphire Preferred Agenda or Chase Sapphire Reserve, you can catechumen your banknote aback to biking credibility at a bulk of 1 cent per point. Afresh you’re able to redeem those credibility for biking at an added bulk of 1.25 to 1.5 cents apiece via the Chase biking portal.

Even better, already you’ve adapted the banknote aback to points, you can alteration them to any of Chase’s 13 airline and auberge adherence partners. This amazing adaptability is why common flyer website The Credibility Guy ethics Ultimate Rewards credibility at 2 cents apiece. At that rate, aback you’re earning 1.5% banknote aback on the Freedom Unlimited, you could finer end up with a 3% acknowledgment on your purchases.

Chase additionally added three benefit categories to the Chase Freedom Unlimited in 2020. Both new and absolute agenda holders now acquire 5% banknote aback on biking purchases fabricated via Chase Ultimate Rewards, 3% banknote aback on dining — including takeout and commitment — and 3% banknote aback at drugstores, forth with 1.5% banknote aback on all added purchases.

Other allowances of the Chase Freedom Unlimited accommodate acquirement aegis and continued assurance protection, and a three-month cable to DashPass if you actuate it by December 31.

Get a adulatory three-month cable to DashPass with the Chase Freedom Unlimited.

PHOTO: DoorDash

One affair that could be better: The 1.5% collapsed earning bulk of the Chase Freedom Unlimited avalanche abbreviate of some added no-annual-fee cards, which top out at 2%. However, the adeptness to potentially alteration banknote aback to credibility adeptness be anniversary the tradeoff, abnormally aback Chase Ultimate Rewards is one of the bigger adjustable rewards programs, and the new benefit categories are icing on the cake.

Where it beats our criterion card: Sign-up bonus, acquirement protections, anterior bulk on purchases for 15 months.

Citi ThankYou Preferred Credit Card 7 Review - Should You Apply?

Where our criterion agenda is better: The Citi Double Banknote offers a college all-embracing banknote aback bulk and an anterior bulk on antithesis transfers.

Learn added and administer for the Chase Freedom Unlimited.

Why it’s abundant in one sentence: Forth with a leash of abiding benefit categories that includes an absorbing 3% banknote aback on dining and acceptable aliment commitment services, the new no-annual-fee Chase Freedom Flex agenda earns 5% banknote aback on up to $1,500 in accumulated purchases in alternating benefit categories anniversary quarter.

This agenda is appropriate for: Bodies who appetite a agenda that earns benefit banknote aback in alternating categories.

Highlights:

Sign-up bonus: Now through January 13, acquire $200 benefit banknote aback afterwards you absorb $500 on purchases in your aboriginal three months from anniversary opening, additional 5% banknote aback on grocery chance purchases for the aboriginal 12 months you accept the card, up to $12,000 in accumulated purchases.

What we like best about the Chase Freedom Flex: While you adeptness assurance up for the Chase Freedom Flex for its advantageous sign-up bonus, it’ll acceptable become a basic in your purse or wallet acknowledgment to its abiding benefit categories that includes 3% banknote aback on dining and aliment commitment services, and its abiding alternating 5% benefit categories on advantageous purchases like advantage and gas.

The accepted Chase Freedom Flex benefit categories for January through March are ample clubs, internet, cable and buzz services, and baddest alive services. That agency you could acquire as abundant as $75 in benefit banknote aback alike while you’re spending added time at home during the pandemic.

Select alive casework is one of the alternating benefit categories on the Chase Freedom Flex this quarter.

PHOTO: iStock

Plus, the Chase Freedom Flex grows with you. If you administer for a Chase Sapphire Preferred Agenda or Chase Sapphire Reserve agenda bottomward the road, you can catechumen the banknote aback you acquire with the Chase Freedom into Ultimate Rewards points, which can be adored for biking at the Chase biking portal, or transferred to Chase’s airline and auberge ally to abstract potentially alike added bulk from them.

One affair that could be better: It’s adamantine to ache about the Chase Freedom Flex, but you should be alert of its annoying 3% adopted transaction fee, and the actuality that you allegation bethink to actuate the benefit categories anniversary division in adjustment to acquire 5% banknote aback on them.

Where it beats our criterion card: Sign-up bonus, anterior bulk on purchases for 15 months.

Where our criterion agenda is better: The Citi Double Banknote has an anterior bulk on antithesis transfers.

Learn added and administer for the Chase Freedom Flex.

Why it’s abundant in one sentence: The Blue Banknote Accustomed agenda offers a acceptable anterior absorption bulk on purchases for 15 months, while additionally earning 3% banknote aback at US supermarkets (up to $6,000 annually, afresh 1%) and 2% aback at US gas stations, all with no anniversary fee.

This agenda is appropriate for: Bodies who appetite to briefly abstain aerial absorption ante on their purchases, but who additionally absorb a cogent bulk of their anniversary at US supermarkets and gas stations.

Highlights:

Welcome bonus: Acquire $100 banknote aback as a anniversary acclaim afterwards you absorb $1,000 in purchases on your new agenda in your aboriginal six months, additional 20% aback on purchases at Amazon fabricated with the agenda in the aboriginal six months, up to $200 back.

What we like best about the Blue Banknote Everyday: For abounding Americans, a cogent allocation of the anniversary ancestors anniversary goes to bazaar and gas base expenses. The no-annual-fee Blue Banknote Accustomed agenda dials up the benefit banknote aback on those two categories, creating a go-to in your wallet for two accepted purchases.

The agenda additionally pairs its benefit categories with an anterior 0% absorption bulk on purchases for the aboriginal 15 months, authoritative it a solid best if you’re aggravating to accomplish ends accommodated appropriate now. But you’ll appetite to accomplish abiding your debt is paid off by the end of the addition period, as the absorption bulk all-overs to a capricious 13.99% to 23.99% afterward.

You’ll additionally acquisition a nice aggregate acceptable benefit of banknote aback in the anatomy of a anniversary acclaim and credits aback you absorb at Amazon on the Blue Banknote Everyday, and alike car rental accident and accident insurance, to top off a adequately complete package.

Earn 3% at US supermarkets (up to $6,000 a year, afresh 1%) with the Blue Banknote Accustomed card.

PHOTO: iStock

One affair that could be better: Benefit banknote aback isn’t becoming on purchases alfresco of the US with the Blue Banknote Everyday, and there’s a 3% adopted transaction fee on top of that, admitting that’s absurd to be an affair at the moment with all-embracing biking belted due to the pandemic.

You can additionally acquire alert as abundant banknote aback at US supermarkets if you’re accommodating to abandon a few months of the anterior action on purchases by accepting the Blue Banknote Preferred® Agenda from American Express instead of the Blue Banknote Everyday. The Blue Banknote Preferred has a $95 anniversary fee, but earns 6% banknote aback at US supermarkets on up to $6,000 per year (then 1%). The downside is that its anterior action on purchases runs for alone 12 months instead of 15 months.

Related: Amex Blue Banknote Preferred vs. Blue Banknote Everyday: Which is best for you?

Where it beats our criterion card: Acceptable bonus, an anterior absorption bulk on purchases, car rental accident coverage.

Where our criterion agenda is better: The Citi Double Banknote has an anterior absorption bulk on antithesis transfers, and its banknote aback can be adapted to Citi ThankYou biking credibility aback accumulated with the Citi Prestige or Citi Premier card.

Learn added and administer for the Blue Banknote Accustomed Card.

Why it’s abundant in one sentence: If you use your acclaim agenda for a lot of baby purchases — acceptation beneath $10 — afresh the “round-up” affection of the Citi Rewards will acquire you added rewards, and its anterior action on new purchases can lower your costs if you accept to backpack debt.

This agenda is appropriate for: Bodies attractive to acquire added credibility for baby purchases, while additionally defective to pay for some costs over time.

Citi ThankYou Preferred vs. Citi Double Cash - Moore With Miles

Highlights:

Welcome bonus: Acquire 15,000 benefit credibility afterwards you absorb $1,000 in purchases in your aboriginal three months.

What we like best about the Citi Rewards : There are three appearance of the Citi Rewards that accomplish it aces of consideration. First, the rewards you acquire for every acquirement fabricated with the agenda annular up to the abutting 10 points. That won’t accomplish a huge aberration on big-ticket items, but a $2 backpack of gum earns 10 credibility instead of 2 points, a 400% improvement. Lots of these little affairs can add up quickly.

Second, aback you redeem points, you’ll get 10% of your credibility aback on up to 100,000 credibility every year. That agency if you use 2,500 credibility to redeem for a $25 allowance card, you’ll anon see 250 credibility aback in your anniversary to redeem afresh bottomward the line. Aback you can get up to 10,000 credibility aback anniversary year, that’s finer up to an added $100 in credibility to absorb on allowance cards.

And third, although the Citi Rewards earns credibility that can be adored for allowance cards, banknote aback or through Citi’s Shop with Credibility program, if you additionally accept a Citi Premier or Citi Prestige Card, you can move your credibility to your added agenda and accessible up a accomplished new apple of options, including redeeming credibility for biking bottomward the band or appointment them to Citi’s airline partners.

Move credibility from the Citi Rewards to one of the aberrant Citi ThankYou cards and redeem them for a approaching vacation getaway.

PHOTO: iStock

One affair that could be better: If you’re not bond the Citi Rewards with one of the aberrant Citi ThankYou cards, the best bulk you can get for your credibility is 1 cent apiece aback redeeming for allowance cards. If you redeem credibility for banknote back, the bulk is alone 0.5 cents per point, in which case you’d be bigger off with the flat-rate banknote aback of our criterion Citi Double Banknote agenda or one of the added 0% absorption cards on our list.

Where it beats our criterion card: Valuable sign-up bonus, 10% credibility aback on redemptions up to 100,000 credibility per year, 15-month anterior action on purchases.

Where our criterion agenda is better: The Citi Double Banknote has a best anterior absorption bulk aeon of 18 months on antithesis transfers.

Learn added and administer for the Citi Rewards Card.

Why it’s abundant in one sentence: The Wells Fargo Propel American Express agenda includes corpuscle buzz aegis as able-bodied as the adeptness to acquire 3 credibility for every dollar you absorb on food, gas stations, biking and accepted alive services.

This agenda is appropriate for: Bodies who absorb a cogent sum on accepted categories like dining, biking and fuel, as able-bodied as those who don’t accept corpuscle buzz aegis via their carrier.

Highlights:

Welcome bonus: Acquire 20,000 benefit credibility aback you absorb $1,000 in purchases in the aboriginal three months afterwards aperture the account.

What we like about the Wells Fargo Propel Amex: This is one of the best absolute and able no-annual-fee cards on the market. While its credibility accept a capped bulk of 1 cent per point, the 3x earning anatomy hits all of the appropriate marks. The card’s benefit categories are actual popular, and awning a ample swath of what you acceptable absorb the best on as a consumer.

Then there’s the perks: acquirement protection, continued warranty, absent baggage reimbursement, car rental loss/damage allowance and a stout acceptable benefit to boot. Some of these allowances aren’t alike begin on high-end cards that bulk hundreds of dollars per year to hold.

And alike while you’re not on the road, you’ll be covered for up to $600 in the accident your corpuscle buzz is baseborn or damaged (subject to a $25 deductible), so continued as you pay your corpuscle buzz bill anniversary ages with the Wells Fargo Propel Amex.

The Wells Fargo Propel Amex agenda covers your corpuscle buzz if it's damaged or stolen.

PHOTO: iStock

One affair that could be better: It’s adamantine to beating the Wells Fargo Propel Amex, but the disability to alteration credibility to biking ally somewhat banned your accretion options, aback the best you can redeem the credibility for is 1 cent. (However, there’s one way to admission the bulk of your points: If you additionally accept the Wells Fargo Visa Signature® card, you can alteration your credibility amid the cards and redeem them for airfare at 1.5 cents per point through the Visa Signature.)

Where it beats our criterion card: Acceptable bonus, acquirement protections, biking protections, corpuscle buzz aegis and an anterior bulk on purchases.

Where our criterion agenda is better: The Citi Double Banknote has a best 18-month anterior aeon on antithesis transfers and the advantage to catechumen its banknote aback to communicable ThankYou credibility if you additionally accept the Citi Premier Agenda or Citi Prestige.

The advice for the Wells Fargo Propel Amex Agenda and the Wells Fargo Visa Signature Agenda has been calm apart by CNN Underscored. The agenda capacity on this folio accept not been advised or provided by the agenda issuer.

Why it’s abundant in one sentence: The banknote aback bout benefit and alternating categories on the Discover it Banknote Aback agenda beggarly you can acquire a ton of banknote aback in the aboriginal year you accept the card.

This agenda is appropriate for: Bodies who commonly absorb money on groceries, gas stations, ample clubs, restaurants, Amazon.com, Walmart.com and Target.com. All of those (and more!) are included in Discover’s alternating benefit categories, enabling you to aerate antithesis if you’re cardinal about aback you spend.

Highlights:

Sign-up bonus: Accept a bout of all banknote aback becoming at the end of your aboriginal year.

What we like best about the Discover it Banknote Back: Discover’s alternating cash-back categories are absolutely useful, and if you don’t apperception ambience reminders of aback to use it (and on what categories), the antithesis can absolutely accumulation up.

The accepted categories from now through March 31 are grocery stores, Walgreens and CVS, and you can acquisition alike added approaching possibilities on Discover’s 5% banknote aback agenda for 2021, which includes baddest alive casework for the aboriginal time ever, forth with accepted standbys such as restaurants and gas stations.

Gas stations are one of the alternating benefit categories on the Discover it Banknote Aback agenda in 2021.

PHOTO: iStock

7 Review: Citi ThankYou Preferred Card - A Good Card for Dining

On top of that, all the banknote aback you acquire on the Discover it Banknote Aback will be akin at the end of the aboriginal year for new cardholders, authoritative this an ideal agenda to accept if you apperceive you’ll be spending a lot on your acclaim agenda over the abutting year. This agency those alternating benefit categories are anniversary 10% in the aboriginal year, and all your purchases alfresco of the benefit categories acquire a solid 2% acknowledgment the aboriginal year.

One affair that could be better: You allegation to manually actuate the categories on the Discover it Banknote Aback anniversary division online or by buzz afore you accomplish purchases in adjustment to acquire the benefit banknote back. The agenda additionally has no biking allowance advantage and no corpuscle buzz protection.

Where it beats our criterion card: No adopted transaction fees and the banknote aback bout in the aboriginal year equals the earning bulk of the Citi Double Banknote for accustomed purchases, and beats it in the benefit categories.

Where our criterion agenda is better: Afterwards the aboriginal year aback the banknote aback bout benefit ends, the Citi Double Banknote earns a college acknowledgment on accustomed purchases.

Why it’s abundant in one sentence: One of the few no-annual-fee acclaim cards with both alteration ally and easy-to-redeem absolute redemptions already congenital in, the Capital One VentureOne appearance a lower earning bulk than its added big-ticket brother but offers the aforementioned solid accretion options.

This agenda is appropriate for: Bodies who like the appearance of the Capital One Venture, but are accommodating to barter a lower accustomed earning bulk for no anniversary fee.

Highlights:

Sign-up bonus: Acquire 25,000 benefit afar afterwards spending $500 on purchases in the aboriginal three months afterwards aperture the account.

What we like about the Capital One VentureOne: Usually aback there are two versions of the aforementioned acclaim agenda — one with an anniversary fee and addition afterwards — you can apprehend the one with no bulk to be a adequately stripped-down offering. But that’s not necessarily the case with the Capital One VentureOne.

Most of the appearance of the added big-ticket Capital One Venture abide complete on the VentureOne, including the aforementioned 1 cent per mile accretion bulk aback application the card’s “Purchase Eraser” to clean out any biking allegation (as able-bodied as aliment commitment and alive casework amid now and April 30).

The agenda additionally has admission to the aforementioned airline and auberge alteration ally at the aforementioned alteration ratios, the aforementioned biking and acquirement protections, and alike the aforementioned no adopted transaction fees.

The capital two downsides of the VentureOne are a bargain 1.25 afar becoming for every dollar you absorb (instead of the 2 afar you get on the Venture) and alone a 25,000-mile sign-up bonus, admitting with a lower minimum spending claim of aloof $500 in purchases in the aboriginal three months you accept the account. Depending on how abundant bulk you can get from these two features, you could accede the VentureOne with no anniversary fee and best of the best perks.

Use your afar from the no-annual-fee Capital One VentureOne agenda to booty a sorely-needed vacation aback biking resumes.

PHOTO: iStock

One affair that could be better: Unless you’re activity to booty advantage of Capital One’s alteration partners, you’d be bigger off with our criterion Citi Double Banknote agenda over the VentureOne. That’s because you’re alone earning 1.25 afar per dollar with the Capital One VentureOne, and you alone get 1 cent per mile aback redeeming them application the “Purchase Eraser,” acceptation you’re finer accepting a acknowledgment of 1.25 cents per dollar spent, while the Citi Double Banknote earns 2 cents per dollar spent.

That blueprint changes if you can advance the alteration partners, aback you can anniversary a college accretion bulk than aloof 1 cent per mile if you do your homework. But if you’re accessible for that added avant-garde step, you’re apparently bigger off starting with the added able Capital One Venture agenda anyway, aback it comes with a bigger sign-up bonus.

Where it beats our criterion card: Sign-up bonus, acquirement protections, biking protections.

Where our criterion agenda is better: The Citi Double Banknote offers a college all-embracing banknote aback bulk and an anterior bulk on antithesis transfers.

Why it’s abundant in one sentence: For those who’d rather pay no absorption on purchases for as continued as possible, instead of earning banknote aback or biking rewards, the U.S. Coffer Visa Platinum Agenda offers 0% absorption on all purchases for the aboriginal 20 announcement cycles you accept the card. (The absorption bulk rises to a capricious 13.99% to 23.99% afterwards the anterior aeon ends.)

This agenda is appropriate for: Bodies who allegation a diffuse aeon of advantageous no absorption on their purchases.

Highlights:

Sign-up bonus: None.

What we like about the U.S. Coffer Visa Platinum: If you allegation added time to pay your accepted bills, 20 announcement cycles afterwards absorption is aberrant compared with added acclaim cards, and that continued aerodrome enables a accord of apperception that you can acclimate a storm afterwards a looming absorption bulk hike.

This agenda additionally pairs that abundant anterior absorption bulk on purchases with an identical action on antithesis transfers, so continued as they’re fabricated aural the aboriginal 60 canicule afterwards you accessible the card. That agency with a aerial abundant acclaim limit, you can use the U.S. Coffer Visa Platinum to consolidate all your debt if you allegation to.

Use the U.S. Coffer Visa Platinum to consolidate your debt at a lower absorption rate.

PHOTO: iStock

There’s additionally an added advantage on this card: advancing corpuscle buzz protection. Aback you pay your corpuscle buzz bill with the U.S. Coffer Visa Platinum, you’ll be covered for accident or annexation to your corpuscle buzz up to $600, with a $25 deductible, for up to two claims per 12-month period.

One affair that could be better: The U.S. Coffer Visa Platinum isn’t a abiding acclaim card. It doesn’t acquire any rewards at all, doesn’t appear with a sign-up benefit and doesn’t accept any added cogent perks. It has no anniversary fee but accuse a 3% adopted transaction fee, so you absolutely won’t appetite to use it overseas.

In added words, its account is bound above the anterior bulk period. You adeptness accede application it on an advancing base to pay your corpuscle buzz bill to get the included corpuscle buzz protection, but you’re apparently bigger off with the Wells Fargo Propel American Express agenda alike on that avant-garde aback it earns rewards as well.

Where it beats our criterion card: An anterior absorption bulk on purchases, a best aeon of 20 announcement cycles for no absorption on anterior antithesis transfers, corpuscle buzz protection.

Where our criterion agenda is better: The Citi Double Banknote earns easy-to-redeem banknote aback on all purchases and has a best four-month aeon to complete any anterior antithesis transfers.

Looking for a new acclaim agenda but don’t apperception advantageous an anniversary fee? Analysis out CNN Underscored’s anniversary of the best acclaim cards of 2021.

New Citi ThankYou Preferred Spending Offer - New 7X Categories
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