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Five Common Myths About Citi Government Card | citi government card

The AT&T Access agenda from Citi has a simple accolade anatomy and earns ThankYou credibility with no appear limits:

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ThankYou credibility are a flexible, communicable point bill that can be adored for a array of awards, from allowance cards to commodity to biking and more.

Most users of ThankYou credibility will redeem credibility against cash-back annual credits, allowance cards, or by accumulation ThankYou credibility becoming from the AT&T Access Agenda with a exceptional Citi acclaim card, like the Citi Premier® Card, and appointment to airline partners.

Cash Rewards

Citi ThankYou credibility can be adored against a banknote accolade starting in increments of $50.

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Gift cards

The Citi ThankYou credibility affairs offers redemptions for allowance cards at a array of restaurants and retailers, with redemptions starting at 1,000 ThankYou credibility for a $10 allowance card. Citi occasionally runs sales on allowance cards for assertive brands. As of the date of writing, Citi was alms a abatement on Domino’s Pizza allowance cards, with redemptions starting at 900 credibility for a $10 allowance card. Citi additionally offers redemptions for Happy allowance cards, which can be acclimated at a array of merchants in a class (such as restaurants or home improvement) like a prepaid acclaim card.

Travel Appointed Through

You can book travel, including flights, hotels, cars and cruises through Citi ThankYou using ThankYou points. For best simple itineraries, the Citi ThankYou biking aperture will amount biking analogously to ample online biking agencies such as Expedia or Orbitz. If you do not accept abundant ThankYou credibility for your absolute booking, you can use ThankYou credibility to annual a allocation of the amount of your trip. With best no anniversary fee cards, ThankYou credibility are annual one cent anniversary against biking bookings.

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Transfer to Biking Partners

By far the best admired ThankYou point redemptions are transfers to Citi’s biking partners, such as Singapore Airlines and Air France/KLM Flying Blue. Appointment ThankYou credibility to biking ally requires a exceptional ThankYou credibility earning acclaim card, such as the Citi Prestige® Agenda or Citi Premier acclaim card. For added advice on biking partners, analysis out the Forbes Advisor reviews of the Citi ThankYou Premier and Citi Prestige credit cards.

Like abounding point-earning cards with benefit categories, the best advantageous rewards appear from spending in the card’s benefit categories. Using abstracts from assorted government agencies, Forbes Advisor has developed estimates for how abundant a ancestors in the 70th percentile of assets spends annually in assorted categories. The 70th percentile of wage-earning households brings in $100,172 annually and has $52,820 in accepted expenses. We use those abstracts for ciphering the abeyant rewards from this acclaim card.

This agenda earns 2 ThankYou credibility per dollar for all purchases at AT&T, as able-bodied as at condoning online biking providers and online retailers. To amount spending in benefit categories, we’ll accept that you are an AT&T chump and you absorb $1,737 annually on adaptable buzz services. Further, we’ll accept you absorb $3,185 on biking (booked online) and $1,189 on online arcade anniversary year. A absolute anniversary spending of $6,111 in benefit categories would acquire 12,222 ThankYou points.

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Since this agenda earns 1 ThankYou point per dollar on all added purchases, best bodies won’t put all of their actual spending on this card, but for the base of comparison: Our domiciliary in the 70th percentile of income, this comes to $20,300, which would acquire 20,300 ThankYou points.

ThankYou credibility can be calmly adored for a array of cashback and allowance agenda rewards at ethics abutting to one cent per point, so a absolute of 32,522 ThankYou credibility becoming in the aboriginal year would be annual $325.22, but credibility can be annual able-bodied over that back commutual with a exceptional Citi agenda like the Citi Premier and transferred to Citi’s biking partners.

Finally, the AT&T Access agenda from Citi comes with a acceptable bonus: Acquire 10,000 Benefit ThankYou® Credibility afterwards authoritative $1,000 in purchases aural 3 months of annual opening.

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