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NEW YORK (AP) -- Visa wants to accomplish it easier for bodies to atom a cheaper prepaid card.

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The acquittal processor said it will put labels on bales of cards that accommodated a new set of standards it apparent Tuesday.

Those standards accommodate a collapsed account fee and no hidden charges. Companies that affair Visa prepaid cards will accept to administer for the new label, and the affairs is voluntary. It could booty up to a year afore the allowance of approval starts assuming up on packaging.

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Prepaid cards are mainly aimed at bodies after blockage accounts. The cards acquiesce bodies to pay bills, accept absolute deposits and bash it like a debit agenda in stores.

But critics accept said some cards aren't bright about what they charge, alike alluring absorption from the Consumer Financial Aegis Bureau. The federal bureau is currently testing fee disclosures that it may adduce on prepaid agenda packaging.

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Visa hopes its new characterization will advance agenda issuers to be added cellophane and lower fees. To accept the label, the agenda charge accept no fees for beneath transactions, calling chump service, advantageous at a banknote register, application in-network ATMs or for accepting banknote aback at a register. The cards additionally charge be insured by the Federal Deposit Insurance Corp. or the National Credit Union Administration. They will additionally accept Visa's artifice protection.

The new standards were developed with the Center for Financial Services Innovation and The Pew Charitable Trusts.

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Visa hasn't appear up with a new name for the characterization yet, said Cecilia Frew, who oversees its prepaid agenda business. Since agenda issuers charge to administer to accept the label, it could be nine to 12 months afore Visa starts application them.

The new characterization is alone for U.S. cards. Visa has 25,000 prepaid agenda ally about the world.

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