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10 Facts About Bank Of America Prepaid Edd That Will Blow Your Mind | bank of america prepaid edd

Navy adept Andy Cuevas has consistently prided himself on actuality self-sufficient. But aback the communicable hit and the Belmont citizen was laid off from assignment as a veterans’ coordinator at Cañada Academy while his wife Nadia absent her job at the Gap, they angry to the Second Harvest of Silicon Valley aliment coffer for a account grocery box to accumulate aliment on the table for their two children.

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“We accept never had to attempt like this,” said Cuevas, 39, who is now advancing a amount in amusing work. “We’ve never had to ask for assistance. But we got absolutely scared; what are we action to do?”

Six months into the pandemic, ache is added common than anytime amid households throughout the Bay Breadth and California.

“I’ve been an anti-hunger apostle in California for over 20 years, and never apparent annihilation like this,” said Jessica Bartholow, aldermanic apostle for the Western Center on Law and Poverty.

Widespread, adverse layoffs accept larboard millions of bodies scrimping to pay for basal necessities. Desperation is abnormally aerial amid workers from low-wage account jobs at hotels, restaurants, airports and aliment who bore the burden of layoffs and who lacked banking cushions.

Food crisis — a government appellation for defective admission to abundant good, advantageous and culturally adapted aliment — has added than angled statewide and added than tripled in some Bay Breadth counties. In San Francisco, for instance, 18.7% of households struggled to get abundant to eat in April and May, up from 5.7% in December 2018, according to the Institute for Action Research at Northwestern University.

“The charge is far outstripping what is available,” said Tracey Patterson, chief administrator for amusing assurance net at Code for America, a nonprofit that has created online abutment for bodies applying for CalFresh, the state’s adaptation of aliment stamps. “The cardinal of bodies adverse alternation and job accident is aloof staggering.”

Applications to CalFresh accept surged, but austere federal rules bar abounding from accepting that help. Still, in the nine-county Bay Area, breadth about 250,000 bodies able for CalFresh afore the pandemic, the cardinal accepting it now is up about 28%, absorption how abounding people’s incomes plunged beneath the federal abjection line.

CalFresh benefits, which appear on an cyberbanking agenda to use at aliment stores, boilerplate aloof $1.39 per being per meal, so best recipients additionally await on aliment banks and added assistance. “Even if you do qualify, the account is bare for the breadth we alive in because it’s not adapted for amount of living,” said Leslie Bacho, CEO of Second Harvest.

Those accouterment added forms of abetment are additionally scrambling to accommodated the challenge. Aliment banks about the Bay Breadth now serve about alert as abounding bodies as before.

Some are alike added besieged. The Redwood Empire Aliment Bank, which serves bristles counties from Sonoma to the Oregon border, says the cardinal of bodies gluttonous aliment is up 260% while the cardinal allurement for advice accepting aliment allowances has tripled, according to backer Rachelle Mesheau.

“With schools shuttered, layoffs bouncing through our communities, and the absolute accompaniment advancing to a standstill, aliment banks begin themselves responding to an aberrant appeal for emergency food,” said Lauren Lathan Reid, a backer for the California Association of Aliment Banks. “All the while, they were fielding abandoning of volunteers, rearranging their warehouses to accommodated amusing break protocols, afterlight their charwoman protocols, and continuing up new distributions.”

School-lunch programs for low-income children, which switched to alms grab-and-go commons during ambit learning, say the charge amid their acceptance is added astute than ever.

“I apperceive this may be the alone meal some families get, so I try to accomplish abiding they are extra-large,” said Hope Williams, a ancestors communication for the San Francisco Unified Academy District, who works with families on Treasure Island, best of whom alive in affordable housing, including abounding aforetime abandoned people.

If anything, ache has risen in contempo weeks.

Since backward July, unemployment allowances were bargain by $600 a anniversary aback a federal supplement ended, so abounding abandoned bodies saw their incomes plunge. Raging wildfires and asthmatic smoke affected abounding families to evacuate, and larboard others briefly after power, risking accident of air-conditioned food. The alpha of the academy year larboard abounding parents disturbing to administrate ambit learning, too beggared for time to aces up chargeless commons at their children’s schools. A acting abandonment that accustomed bodies to get CalFresh after a buzz account has expired, abacus a asphyxiate point.

“Every day we do this work, we apperceive we’re arena a analytical role in families’ lives,” said Jennifer LeBarre, controlling administrator of apprentice diet casework at the San Francisco Unified Academy District. “For so abounding families, this is the meal they await on alike in accustomed times, but COVID has affronted the issues. It’s heartbreaking.”

San Francisco provides three chargeless commons a day to beggared students. Ordinarily, all charge be captivated on campus. But with the communicable came a federal abandonment acceptance academy districts to amalgamation commons for take-home. The burghal provides bristles canicule account of commons during a Wednesday administration at academy sites. Volunteers do some bound door-to-door deliveries, absorption on the most-vulnerable students.

“There are genitalia of the city, abnormally the Tenderloin, breadth families aloof don’t feel safe advancing out,” LeBarre said. “We’re aggravating to amount out how to bear added commons for families who can’t leave or don’t feel safe to leave their homes.”

Government rules abbreviate who can accept CalFresh and chargeless or lower-cost academy meals. Incomes charge accommodated the aforementioned federal abjection guideline acclimated in all 48 abutting states. Ironically, in cities such as San Francisco that additional the minimum wage, that agency parents who assignment full-time at minimum allowance generally acquire a smidgen too abundant to authorize for help, LeBarre said — alike admitting their incomes are grossly bare for the big-ticket region.

Government rules additionally bar undocumented bodies from accepting CalFresh, abrogation 2 actor Californians out in the cold. (Food banks and academy meal programs do not ask about clearing status.)

To abode that safety-net gap, the Legislature aftermost ages anesthetized AB826, which would accommodate $600 in emergency grocery money on prepaid cards.

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“Here we are in the average of a pandemic, and we accept aloof one bill that fabricated it through to admission that offers aliment assistance,” said Bartholow, the anti-hunger advocate, who actively hopes Gov. Gavin Newsom will assurance the bill by month’s end. His appointment said he had not yet taken a position on it.

She and added advocates would adulation to see face-lifting of Pandemic-EBT, a just-ended affairs for families of low-income schoolchildren that provided a debit agenda for grocery shopping. “California did a lot with Pandemic-EBT over the summer to ahead hunger,” Bartholow said. About 3.7 actor accouchement accustomed added than $1 billion in benefits, according to the state.

There are abounding added accomplish the government could booty to help, she and added advocates said, including casual the stalemated Heroes Act, which includes several forms of aliment relief.

“We could use this as a time to check how we administrate CalFresh in California,” said Paul Ash, controlling administrator of the San Francisco-Marin Aliment Bank, which now serves 60,000 households weekly, up from 32,000 pre-pandemic. “There are all sorts of authoritative hurdles CalFresh commonly puts bodies through. A few were removed during this time. We’d like to see those extended, alike fabricated permanent.”

Increasing allowances can absolutely jump-start the economy, advocates said. “It’s a ripple effect,” said George Manalo-LeClair, controlling administrator at California Aliment Action Advocates. “When you accord households aliment benefits, they anon go to assignment not aloof allowance those bistro aliment but breeding bread-and-butter action for growers and grocers.”

Advocates are anxious that the crisis will alone deepen as the months abrasion on.

“The charge we said was aberrant aback in March and April is now our new normal,” said Cassidie Carmen Bates, action and advancement administrator at the Aliment Coffer of Contra Costa and Solano, which is now confined 270,000 bodies a month, up 92,000 from pre-pandemic. “We ahead continuing to serve that absolutely aerial akin of need, not aloof for the abutting few months, but for the abutting few years.”

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The winter months accompany academy heating bills and the cessation of some protections for renters.

“We anguish about what January will attending like as boot moratoriums go away, as people’s hire comes due,” said Second Harvest’s Bacho. “We appetite to be accessible to acknowledge to any big fasten in need.”

Many association who await on allowances try to accurate their acknowledgment by volunteering.

San Francisco citizen Patricia Minor, 72, gets a account aliment box that helps her augment the grandchildren she generally watches.

Food insecurity, the USDA appellation for abridgement of admission to abundant good, advantageous and culturally adapted food, has badly added in Bay Breadth counties and the state.

County

% of households

with aliment insecurity,

April 23-May 19

% of households

with aliment insecurity,

December 2018

Alameda

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18.9%

7.4%

Contra Costa

19.3

7.6

Marin

15.1

5.7

Napa

22.6

7.1

San Francisco

18.7

5.7

San Mateo

16.7

5.5

Santa Clara

16.7

6.4

Solano

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19.6

9.5

Sonoma

20.3

6.6

Statewide

21.8

10.2

Sources: County Predictions of Aliment Insecurity, Institute for Action Research, Northwestern University

Hunger advocates say there are abounding means the federal government could abode hunger, including:

Pass the long-stalemated Heroes Act, which would access aliment brand benefits; admeasure money to aliment banks; extend Pandemic-EBT, which provides a grocery debit agenda for families of accouchement who authorize for chargeless academy meals.

Issue a abandonment acceptance schools to accommodate commons on weekends and academy holidays, as able-bodied as to accommodate commons for adults in low-income homes.

Pass the Serve and Carry Act, which would acquiesce aliment stamps to be spent at restaurants.

Pass Communicable EATS, acceptance low-income academy acceptance to accept aliment stamps.

Pass the Closing the Meal Gap Act, which would add 30% to baseline aliment brand allowances and annihilate time banned for bodies gluttonous work.

Source: Western Center on Law and Poverty

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“It’s a absolution not to accept to buy assertive things,” she said. “I volunteered at the aliment coffer for a continued time. They advice me out and again I’m giving aback to the community.”

Cuevas, the Belmont resident, feels advantageous that Second Harvest was accessible and beholden that he could alternate by volunteering during the account distributions to advice recipients assurance in.

“It makes me feel so abundant better, not aloof receiving, but contributing,” he said. “One affable face makes a big difference.”

Carolyn Said is a San Francisco Chronicle agents writer. Email: csaid@sfchronicle.com Twitter: @csaid

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